Page 12 - Your New Home May26 2017
P. 12

Getting the
right finances
in place:

Lenders:

BANKS, building societies, independent             Switching bills/change of address:
mortgage brokers and mortgage advisers at
your local estate agents can all help you through  BILLS will probably be the last thing on your mind
the mortgage application process.                  when moving but it’s important to stay on top of it, so
                                                   you don’t get any unwanted surprises later on.
  Each can advise you on the mortgage
products available for your purchase, how            Take meter readings when you move in and inform
much of a deposit you would need and the           service providers (gas, electric, water) of your arrival.
affordability of a mortgage.
                                                     Arrange for services, such as satellite TV, phone
  If you are thinking of purchasing a property     lines and broadband to be installed as soon as you
as an investment, with a view to renting it out,   can, as you may have a little wait for connection.
lenders will often require a larger deposit.
                                                     Don’t forget to inform TV licensing, the council, your
                                                   bank, doctors, dentists, employers, schools and the
                                                   DVLA about your change of address.

12 ISLE OF WIGHT COUNTY PRESS Your New Home 2017
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