Don’t wait to get debt advice

By Martin Neville

Thursday, December 26, 2013


Don’t wait to get debt advice

Sandra Snell, of Christians Against Poverty.

AN Isle of Wight charity which cares for those in financial crisis is calling for people in debt to seek free help.

The 'Don’t Wait’ campaign has been launched by the Isle of Wight branch of Christians Against Poverty (CAP), a charity which at any one time handles £73 million of secondary debt.

Branch manager Sandra Snell said: "A lot of people just don’t realise free help is available and yet there are various avenues, such as our charity, Citizens’ Advice Bureau and the phone-based free ones like Stepchange."

CAP’s own statistics show the majority of people waited more than three years to ring them but when they did, 94 per cent described it as 'a great help’ or 'life transforming’.

Mrs Snell said: "It can be hard to admit help is needed but debt is very difficult to escape without professional assistance.

"Today’s campaign is about taking that first step, knowing no one will pass judgement.

"From the first call to the friendly ladies on our booking line, we aim to instil a feeling of hope — vital when more than a third of callers say they are feeling suicidal."

Mrs Snell, who works from the centre in King’s Church, Fort Street, Sandown, visits every client in their own home.

The charity’s service is unique in that the client hands all the letters and demands to Mrs Snell who sends them on to CAP’s UK head office where experts negotiate with every creditor on the client’s behalf.

The client is then set a budget and given a suggested route forward with a timescale of how long it looks likely to be until they are debt free — generally within five years.

For more information visit or call 0800 328 0006.



Log-in or register to comment on this story. See our House Rules here.

By ticking "Remember me" you agree to a cookie being stored on your computer - no personal data is shared.

Forgotten your password?

Log-in to Report

by David Blackford

30th December 2013, at 07:26:56

OK Steve - Mortgages if properly administered taking into account the true (rather than estate agents) value of the property and a true assessment of household income should be OK - nothing else.

Log-in to Report

by Steve Smith

29th December 2013, at 21:55:34

David, it would indeed be the end of debt.

But how would anyone buy a house? Furthermore who could you sell your house to?

Log-in to Report

by David Blackford

29th December 2013, at 15:47:37

Neither a lender nor a borrower be - end of debt - and not much business for the banks and the money lending sharks

Log-in to Report

by alan naylor

29th December 2013, at 09:31:51

A little advice to all in debt not knocking Mrs Snell write to the lender explain you cannot pay the rate and ask them to consider a lower payment most creditors will accept something instead of nothing

Any views or opinions presented in the comments above are solely those of the author and do not represent those of the Isle of Wight County Press.

Facebook Icon Twitter Icon Delicious Icon

More News

1 - 2 - 3 - 4

Most Read

  1. Woman suffers serious injuries

    Wednesday, April 23, 2014

  2. Dairy ends milk processing after 30 years

    Wednesday, April 23, 2014

  3. Motorcyclist injured in crash

    Wednesday, April 23, 2014

  4. Recommendations for ferry companies

    Thursday, April 24, 2014

  5. Hospital criticised after death of five year old

    Thursday, April 24, 2014

View our Elgin Traffic & Travel Map